Loan amounts

The amount you need decides which kind of credit makes sense. Up to about $250, a cash advance app or an employer advance often costs a few dollars or nothing. From $300 to $1,000, a payday loan is available in many states at about $15 per $100, and a credit union payday alternative loan costs far less. Above $1,000, most states do not allow a single payday loan that large, so the realistic choices are installment loans and personal loans.

Each page below shows the cost at the typical fee, the states where a loan of that size is allowed, and the cheaper options for the same amount.