Cash advance apps compared: 9 apps like Dave
Dave, EarnIn, Brigit and 6 other apps advance part of your next paycheck. They charge in different ways: a monthly plan, a fee for fast delivery, or a fee on the advance itself. This page sets their published terms side by side.
Key points
- The apps charge in different ways: a monthly plan, a fee for fast delivery, or a fee on the advance itself.
- An advance comes back out of your account in one piece on payday, so it suits a gap of a week or two.
- Every figure was read from the company's own terms on November 10, 2026.
On this page
9 cash advance apps, side by side
| App | Advance | What it costs |
|---|---|---|
| Dave | $25 to $500 | Dave charges an overdraft fee equal to the greater of $5 or 5% of the advance, plus a membership fee of up to $5 a month. Sending the money to an outside debit card costs an optional 1.5%. |
| EarnIn | Up to $85 a day for most users | Standard transfers are free. A Lightning Speed transfer, which arrives within minutes, starts at $3.99. |
| Brigit | $25 to $500 | Advances come with a paid plan of $8.99 to $15.99 a month. Brigit charges no interest, late fees or tips, and an express transfer fee may apply when the money is sent to a debit card. |
| Cleo | Up to $500 | The $500 limit requires a Builder subscription, the Cleo Card and at least $750 a month in direct deposits. Same-day transfers cost $4.49 to $14.99, depending on the amount. |
| MoneyLion | Up to $500, and up to $1,000 for some members | Instacash carries 0% APR. Optional Turbo delivery, which arrives within minutes, costs 7.5% of the advance, capped at $14.99. |
| Klover | Advertised as up to $750 | Klover’s home page does not list its fees. Check the cost of faster delivery in the app before you accept an advance. |
| Albert | $25 to $1,000 | Albert plans range from $19.99 to $39.99. |
| Tilt | $10 to $500 | After a trial, Tilt charges a subscription of $8 a month. |
| Current | Up to $1,000 if you qualify | Current’s App Store description does not state a price for the advance. Check the app for the cost of faster delivery. |
The table uses each company’s own words for its price. Figures were read on November 10, 2026; companies change their terms, so check them again in the app before you accept an advance.
Apps like Dave
Dave offers the ExtraCash advance: $25 to $500. Dave charges an overdraft fee equal to the greater of $5 or 5% of the advance, plus a membership fee of up to $5 a month. Sending the money to an outside debit card costs an optional 1.5%.
- Dave says advances are typically authorized within about five minutes.
- Accounts are provided through Coastal Community Bank or another partner bank.
Closest to Dave: EarnIn, Brigit, MoneyLion, Cleo. Source: Dave: ExtraCash terms and fees.
Apps like EarnIn
EarnIn offers Cash Out, an advance on wages you have already earned: up to $85 a day for most users. Standard transfers are free. A Lightning Speed transfer, which arrives within minutes, starts at $3.99.
- You need a regular pay schedule and at least $320 in earnings per pay period.
- Your limit can rise or fall each pay period, depending on your bank balance and spending.
Closest to EarnIn: Dave, Brigit, Current, Tilt. Source: EarnIn: Cash Out.
Apps like Brigit
Brigit offers the Instant Cash advance: $25 to $500. Advances come with a paid plan of $8.99 to $15.99 a month. Brigit charges no interest, late fees or tips, and an express transfer fee may apply when the money is sent to a debit card.
- Advances are subject to eligibility and Brigit’s approval.
- The paid plans also include credit-building and budgeting tools.
Closest to Brigit: Dave, Cleo, Albert, EarnIn. Source: Brigit: App Store description.
Apps like Cleo
Cleo offers a cash advance: up to $500. The $500 limit requires a Builder subscription, the Cleo Card and at least $750 a month in direct deposits. Same-day transfers cost $4.49 to $14.99, depending on the amount.
- Cleo also offers the Cleo Card for building credit, with no interest and a $1 minimum deposit.
Closest to Cleo: Brigit, Dave, Albert, Klover. Source: Cleo: App Store description.
Apps like MoneyLion
MoneyLion offers the Instacash advance: up to $500, and up to $1,000 for some members. Instacash carries 0% APR. Optional Turbo delivery, which arrives within minutes, costs 7.5% of the advance, capped at $14.99.
- A paid MoneyLion membership can raise the Instacash limit.
Closest to MoneyLion: Dave, Current, Albert, EarnIn. Source: MoneyLion: Instacash.
Apps like Klover
Klover offers a cash advance: advertised as up to $750. Klover’s home page does not list its fees. Check the cost of faster delivery in the app before you accept an advance.
- Klover says an advance is available even if your payday is two weeks away.
- Parts of its site quote a lower limit of $200, so expect to start below the headline figure.
Closest to Klover: EarnIn, Dave, Cleo, Tilt. Source: Klover.
Apps like Albert
Albert offers an Instant advance: $25 to $1,000. Albert plans range from $19.99 to $39.99.
- Albert states that few customers qualify for the $1,000 limit.
- Albert also lists personal loans that start at $1,000, subject to a credit review.
Closest to Albert: Brigit, MoneyLion, Cleo, Current. Source: Albert: App Store description.
Apps like Tilt
Tilt offers a cash advance: $10 to $500. After a trial, Tilt charges a subscription of $8 a month.
- Tilt says offers can go up with on-time repayment.
- Tilt also offers a credit card with a limit that starts at $200 to $400 and can reach $1,000 over time.
Closest to Tilt: Dave, Brigit, Klover, MoneyLion. Source: Tilt.
Apps like Current
Current offers a Paycheck Advance: up to $1,000 if you qualify. Current’s App Store description does not state a price for the advance. Check the app for the cost of faster delivery.
- Current is a mobile banking app, and the advance is one of its account features.
- Its fee-free overdraft feature requires at least $200 in eligible direct deposits over the previous 35 days.
Closest to Current: EarnIn, MoneyLion, Albert, Dave. Source: Current: App Store description.
How an advance differs from a loan
A cash advance app is a pay advance, not a loan of the kind Northlight works with. The money comes back out of your account in one piece, usually on your next payday, so the following pay period starts short. That suits a small gap of a week or two. It does not suit a bill that needs months to pay off.
Our standard starts where an advance stops: at least 3 months to repay, in equal payments, at an APR of 35.99% or less. The calculator shows what such a loan costs, and cash advance apps explains how the apps work in more detail.
Before you pick an app
- Add up a month. A subscription is charged whether or not you take an advance; divide it by the advances you really use.
- Price the fast option. Free delivery usually takes one to three business days; delivery within minutes costs extra.
- Look at payday. The advance is collected from your next deposit, so plan for a smaller paycheck.
Delivery times are each company’s own claim and depend on your bank. Northlight is not affiliated with any company named here, is not paid by them and does not arrange their products. Their names are trademarks of their owners.
Common questions
What apps are like Dave?
EarnIn, Brigit, Cleo, MoneyLion, Klover, Albert, Tilt and Current all advance money against your next paycheck. They differ in how much they advance and in how they charge.
Which cash advance app gives the largest advance?
Albert, Current and MoneyLion each list a top limit of $1,000 for customers who qualify, and each says that not everyone does. Most people start with a much smaller limit.
Is a cash advance from an app a loan?
It works differently from an installment loan. The app sends you money and takes it back from your next deposit, and it charges a fee or a subscription where a loan charges interest.
Is Northlight affiliated with these apps?
No. Northlight is not affiliated with any of them and is not paid by them. The figures come from each company’s own published terms and can change.
See the payment before you apply
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